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January bank holidays vary across states as festive closures approach
State-wise bank holidays in January may disrupt branch services, prompting customers to rely more on digital banking channels.
Banks across India will observe multiple holidays in January 2026, with closures varying by state due to regional festivals such as Lohri and Makar Sankranti. Customers are advised to check local holiday schedules to plan transactions accordingly. While digital banking services will remain available, branch based services may be affected on designated days. Banking officials recommend using online platforms for routine transactions during holiday periods to avoid disruptions.