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Loan Against Mutual Funds vs Personal Loan: Which Is Better
LAMF often offers lower interest rates and tax efficiency compared to personal loans, making it a preferred option for investors with existing mutual fund holdings.
Investors often compare Loan Against Mutual Funds with personal loans when seeking short-term credit. Unlike personal loans, LAMF uses existing investments as collateral, resulting in lower interest rates and faster approval. Personal loans provide flexibility but come with higher costs and stricter income requirements. LAMF allows borrowers to retain compounding benefits and avoid capital gains tax triggered by redemptions. LAMF eligibility varies with market volatility. Apply Now