How Much Emergency Fund Is Enough in India?

Ayush Samantaray•Personal Finance

Wondering how much emergency fund is enough in India? Use our guide and emergency fund calculator in India to determine the right safety corpus for financial security.

1 min read 10 hr ago 58k impressions

Emergency Fund vs Investing: Which Comes First in 2026

Ayush Samantaray•Personal Finance

Learn how to balance an emergency fund and investing in 2026. Use financial planning tools to protect your finances while growing wealth effectively.

1 min read 18 hr ago 59k impressions

How to Build an Emergency Fund When You Just Started Working

Ayush Samantaray•Personal Finance

Learn how to build an emergency fund for beginners using emergency fund calculator tips. Start saving for job loss, medical costs, and unexpected expenses with Discvr.AI.

1 min read 1 d ago 61k impressions

Budget 2026: Personal Finance Wins & Losses - What You Should Know

Ayush Samantaray•Personal Finance

Union Budget 2026 explained: tax slab impact, investment opportunities, sector winners, and personal finance strategies for middle-class investors.

1 min read 1 d ago 67k impressions

Union Budget 2026 & Your Investments: What Middle-Class Investors Should Watch

Ayush Samantaray•Personal Finance

Understand how Union Budget 2026 impacts taxes, investments, and take-home income. Discover key sectors, tax changes, and smart strategies for middle-class investors.

1 min read 1 d ago 54k impressions

How the Union Budget 2026 Affects Your Income Tax and Take-Home Salary

Ayush Samantaray•Personal Finance

Learn how the Union Budget 2026 affects income tax slabs, take-home salary, and liquidity. Explore smart tax planning tips for FY 2026-27.

1 min read 2 d ago 60k impressions

What to Do With Your First Salary – A Simple Money Plan

Ayush Samantaray•Personal Finance

Learn how to manage your first salary with a simple money plan. Track expenses, save 20%, use personal finance tools, and start building long-term wealth.

1 min read 2 d ago 55k impressions

What Is the Future of AI in Wealth Management?

Ayush Samantaray•Personal Finance

Explore the future of AI in wealth management in 2026, including Agentic AI, generative wealth models, hybrid advisors, tax-alpha automation, and intelligent portfolio orchestration.

1 min read 13 Feb 50k impressions

How Strong Is India Startup Ecosystem in 2026

Ayush Samantaray•Personal Finance

Explore the future of AI in wealth management in 2026, including Agentic AI, generative wealth models, hybrid advisors, tax-alpha automation, and intelligent portfolio orchestration.

1 min read 12 Feb 62k impressions

How to Invest Safely During Market Uncertainty

Ayush Samantaray•Personal Finance

Learn how to invest safely during market uncertainty in 2026 using asset allocation, defensive strategies, gold hedging, SIP discipline, and portfolio rebalancing.

1 min read 12 Feb 58k impressions

How Can You Retire Early in India Using SIPs?

Ayush Samantaray•Personal Finance

Master early retirement in India using SIPs. Learn step-up SIP strategies, asset allocation tips, and how to build a multi-crore corpus for financial independence.

1 min read 12 Feb 59k impressions

How Market Volatility Creates Smart Buying Chances

Ayush Samantaray•Personal Finance

Learn how to invest during volatility by turning market swings into strategic buying chances. Master the market volatility strategy for long-term gains.

1 min read 12 Feb 65k impressions

What Do IPO Subscription Numbers Really Indicate?

Ayush Samantaray•Personal Finance

Understand the true IPO subscription meaning and learn smart IPO retail strategies to improve allotment chances and avoid hype-driven mistakes.

1 min read 11 Feb 61k impressions

What Earnings Season Means for Stock Market Trends

Ayush Samantaray•Personal Finance

Understand how earnings season impacts stock market trends. Learn to analyze EPS, guidance, margins, and volatility to improve stock market investing decisions.

1 min read 10 Feb 66k impressions

Top Passive Income Ideas for Indians in 2026

Ayush Samantaray•Personal Finance

Explore the best passive income ideas for Indians in 2026, including REITs, P2P lending, index funds, and digital assets to build sustainable wealth.

1 min read 10 Feb 66k impressions

Why Do Most Startups Fail After Series A Funding

Ayush Samantaray•Personal Finance

Learn why most startups fail after Series A funding, explore common startup failure reasons, and understand how startup due diligence helps founders scale sustainably.

1 min read 9 Feb 69k impressions

How Fintech Apps Are Transforming Investing

Ayush Samantaray•Personal Finance

Discover how fintech apps and the best investment apps are democratizing wealth with AI, fractional shares, and low fees, making investing accessible to everyone.

1 min read 9 Feb 69k impressions

Best Blue-Chip Stocks for Long-Term Investment

Ayush Samantaray•Personal Finance

Discover the best blue-chip stocks for long-term investment in 2026. Learn how to buy blue-chip stocks with strong ROE, dividends, and sustainable growth.

1 min read 9 Feb 60k impressions

How to Build Wealth Even With a Low Salary

Ayush Samantaray•Personal Finance

Learn how to build wealth even with a low salary. Master budgeting, eliminate debt, and start investing small to grow your net worth over time.

1 min read 9 Feb 57k impressions

Should You Sell IPO Shares on Listing Day?

Ayush Samantaray•Personal Finance

Should you sell IPO shares on listing day? Learn the best IPO exit strategy, tax impact, risks, and how to maximize listing gains in 2026.

1 min read 8 Feb 52k impressions

Why Sensex and Nifty Move Hundreds of Points Daily

Ayush Samantaray•Personal Finance

Understand why the Sensex and Nifty move hundreds of points daily. Learn the key reasons behind market volatility and how to invest smartly during swings.

1 min read 8 Feb 60k impressions

Top Cybersecurity Risks in Online Investing

Ayush Samantaray•Personal Finance

Understand the top cybersecurity risks in online investing and learn how to identify secure investing platforms to protect your assets in 2026.

1 min read 7 Feb 61k impressions

Why Startup Layoffs Matter for Retail Investors

Ayush Samantaray•Personal Finance

Understand why startup layoffs matter for retail investors in 2026 and how they shape market trends, valuations, and startup investing strategies.

1 min read 7 Feb 69k impressions

Which Stocks Benefit Most From Interest Rate Cuts

Ayush Samantaray•Personal Finance

Discover which stocks benefit most from interest rate cuts and why investing before rate cuts can help maximize returns across key market sectors.

1 min read 7 Feb 53k impressions

How Does IPO Allotment Work for Retail Investors

Ayush Samantaray•Personal Finance

Learn how the IPO allotment process works for retail investors, how shares are distributed, and how to check IPO allotment status accurately.

1 min read 7 Feb 65k impressions

Why Do Indian Markets React Sharply to US Data

Ayush Samantaray•Personal Finance

Understand why Indian markets react sharply to US data and how Fed rates, FIIs, and the dollar impact Indian equities and the rupee.

1 min read 7 Feb 68k impressions

How to Balance Saving and Investing the Right Way

Ayush Samantaray•Personal Finance

Learn how to balance saving and investing the right way in 2026. Build an emergency fund, beat inflation, and grow long-term wealth with expert strategies.

1 min read 7 Feb 61k impressions

Growth Stocks vs Value Stocks: Which Should You Buy

Ayush Samantaray•Personal Finance

Growth stocks vs value stocks explained. Learn which stocks you should buy in 2026 and how to invest in stocks using the right balance of growth and value strategies.

1 min read 7 Feb 66k impressions

Top AI Tools Retail Investors Can Use in 2026

Ayush Samantaray•Personal Finance

Discover the top AI tools retail investors can use in 2026 to automate research, track sentiment, and optimize portfolios with AI investment platforms.

1 min read 6 Feb 67k impressions

How Should Retail Investors Apply for IPOs

Ayush Samantaray•Personal Finance

Master the IPO application process in 2026. Learn how to apply IPO using UPI mandates, improve allotment odds, and avoid common rejections.

1 min read 6 Feb 62k impressions