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SBI Maintains Steady Lending Rates for November 2025 Across Loan Segments

State Bank of India kept its lending rates unchanged for November 2025, offering stability for borrowers across home loans, personal loans and business credit. The bank’s Marginal Cost of Funds Based Lending Rate (MCLR) continues to range between 7.90% and 8.85%, depending on tenure. Home loan interest rates remain competitive at 7.50% to 8.70%, benefiting salaried and self-employed borrowers looking for predictable EMIs.
Analysts note that SBI’s rate stability helps maintain affordability at a time when global interest cycles remain uncertain and inflation pressures are easing domestically.
Companies:
- SBI
Tags:
- loans
- SBI
Explore:Mutual Fund Tools
neutral
SBI Maintains Steady Lending Rates for November 2025 Across Loan Segments

State Bank of India kept its lending rates unchanged for November 2025, offering stability for borrowers across home loans, personal loans and business credit. The bank’s Marginal Cost of Funds Based Lending Rate (MCLR) continues to range between 7.90% and 8.85%, depending on tenure. Home loan interest rates remain competitive at 7.50% to 8.70%, benefiting salaried and self-employed borrowers looking for predictable EMIs.
Analysts note that SBI’s rate stability helps maintain affordability at a time when global interest cycles remain uncertain and inflation pressures are easing domestically.
Companies:
- SBI
Tags:
- loans
- SBI
Explore:Mutual Fund Tools
1 min read
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SBI retained its MCLR and home loan rates for November 2025, offering borrowers predictable EMIs and steady credit conditions amid global interest-rate uncertainty.
State Bank of India kept its lending rates unchanged for November 2025, offering stability for borrowers across home loans, personal loans and business credit. The bank’s Marginal Cost of Funds Based Lending Rate (MCLR) continues to range between 7.90% and 8.85%, depending on tenure. Home loan interest rates remain competitive at 7.50% to 8.70%, benefiting salaried and self-employed borrowers looking for predictable EMIs.
Analysts note that SBI’s rate stability helps maintain affordability at a time when global interest cycles remain uncertain and inflation pressures are easing domestically.

State Bank of India kept its lending rates unchanged for November 2025, offering stability for borrowers across home loans, personal loans and business credit. The bank’s Marginal Cost of Funds Based Lending Rate (MCLR) continues to range between 7.90% and 8.85%, depending on tenure. Home loan interest rates remain competitive at 7.50% to 8.70%, benefiting salaried and self-employed borrowers looking for predictable EMIs.
Analysts note that SBI’s rate stability helps maintain affordability at a time when global interest cycles remain uncertain and inflation pressures are easing domestically.
Companies:
- SBI
Tags:
- loans
- SBI
- loans
- SBI
- interest rates
- MCLR