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LAMF versus personal loans: key differences explained

Compared with personal loans, Loan Against Mutual Funds offers lower interest costs and flexible structures by using existing investments as collateral.
Loan Against Mutual Funds differs from personal loans primarily in interest rates and collateral requirements. While personal loans are unsecured and priced higher, LAMF is secured against fund units, resulting in relatively lower rates. Additionally, repayment flexibility is often greater in LAMF structures. This makes LAMF attractive for investors with existing portfolios seeking cost-efficient borrowing options.Apply Now