neutral
Recently
Can Investors Continue SIPs While Taking a Loan Against Mutual Funds?
Continuing SIPs alongside LAMF is possible if investors manage cash flows and borrowing prudently.
Investors using a Loan Against Mutual Funds can continue SIPs if monthly cash flows comfortably cover EMIs and expenses.Advisors say maintaining SIPs preserves investment discipline and long-term compounding benefits.However, borrowers should avoid stretching budgets, monitor portfolio values, and keep borrowing well below limits. Prudent planning ensures liquidity needs are met without disrupting ongoing investment strategies during volatile markets and changing interest rate cycles.Apply Now