positive
Recently
Lower borrowing costs make LAMF attractive in rising rate cycles
LAMF is gaining popularity as a lower cost borrowing option compared to unsecured loans, offering flexibility and reduced interest burden for investors.
Rising interest rates have increased borrowing costs across unsecured credit products for consumers. Loan Against Mutual Funds provides a lower cost alternative by using pledged investments as collateral. Reduced lender risk allows competitive pricing for borrowers. Investors gain repayment flexibility, avoid mandatory EMIs, and pay interest only on utilisation, making LAMF effective for managing short term funding needs during tightening rate cycles in markets globally. Apply Now