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Loan against mutual funds compared with personal loans
LAMF offers a lower cost and flexible alternative to personal loans by allowing borrowing against mutual fund units instead of relying on unsecured credit.
Rising interest rates have widened the cost difference between secured and unsecured borrowing options. Loan Against Mutual Funds generally carries lower interest rates than personal loans because the investments are pledged as collateral. Borrowers also gain flexibility through overdraft style usage without fixed EMIs. Financial planners note LAMF works better for short term needs when mutual fund investments are already available. Apply Now