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Silver vs Fixed Deposit Investment Comparison

Silver offers market-linked returns, unlike fixed deposits that provide fixed interest income.
Fixed deposits in 2026 provide roughly 7.2% annual returns, which reduce further after taxes. In contrast, silver has delivered nearly 14% CAGR over the past three years. While fixed deposits offer capital protection and predictable income, silver provides stronger growth potential and protection against currency depreciation. This makes silver more suitable for the growth-oriented allocation within a diversified investment portfolio strategy.