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Loan Against Digital Silver
Fintech platforms now offer loans against digital silver at up to 75% LTV, providing quick liquidity while managing price volatility risks.
In 2026, fintech lenders including platforms such as Indiagold and similar providers are offering instant credit facilities against digital silver holdings. These loans are typically structured with conservative loan-to-value (LTV) ratios of up to 75% to manage commodity price volatility risks. For instance,digital silver worth ₹1 lakh can provide access to approximately ₹75,000 in quick credit, with interest rates generally ranging between 11% and 14%.