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Common Behavioral Mistakes Investors Make While Using LAMF
Avoid stopping SIPs during financial stress by borrowing instead of redeeming.
The biggest mistake is "Lifestyle Creep." Using LAMF to fund depreciating assets without a clear repayment plan is dangerous. Another mistake is "Ignoring the LTV"; investors check portfolio only when it’s green but ignore when it’s red. In 2026, the most successful LAMF users treat the loan with the same seriousness as a business debt, ensuring interest is paid via Auto-pay to avoid compounding penalties.