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Borrow vs Sell: The Psychological Battle Every Investor Faces
Pay predictable education expenses without breaking long-term SIP discipline.
Selling feels like "closing a chapter," while borrowing feels like "adding a burden." However, the "Cost of Regret" is higher than the "Cost of Interest." LAMF promotes Asset Ownership. Investors who borrow tend to be more disciplined with their spending because they see the "debt" on their dashboard, whereas those who sell often "leak" the excess cash into non-essential consumption, reducing their wealth-building engine.