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How Much of Your Investment Portfolio Should You Safely Pledge for LAMF?
Borrowing against funds avoids triggering capital gains tax that applies when you redeem investments.
Safe pledging means never utilizing more than 30% of your total equity portfolio value. While lenders offer a 50% LTV, a 100% pledge leaves no room for volatility. In 2026, a 20% market correction would trigger a margin call if you are maxed out. Pledging only 30% allows the market to drop by 40% before the lender demands additional collateral or principal repayment. Apply Now