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Using LAMF Instead of Breaking Fixed Deposits
Preserve fixed deposit returns while raising funds through mutual fund collateral.
Breaking a fixed deposit usually triggers a penalty of around 1% and immediately halts interest accrual. In contrast, pledging mutual funds through LAMF allows equity investments to continue generating potential 12–14% annual returns. Borrowing preserves the compounding engine while meeting short-term cash needs. Maintaining active investments ensures wealth growth continues uninterrupted, unlike prematurely liquidated fixed deposits that yield zero thereafter. Apply Now