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LAMF strategy during rising interest rate environment
Borrow selectively during rising rates while keeping investment growth aligned with market trends.
Although fixed deposit rates have risen, LAMF interest remains competitive because loans are secured against high-quality financial assets. Most lenders in 2026 offer floating rates linked to the Repo Rate, currently around 5.25%. This transparent benchmark-based pricing ensures borrowers benefit if policy rates decline. The floating structure provides flexibility while maintaining lower costs compared to unsecured borrowing alternatives. Apply Now