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LAMF alternative to personal loan for lower interest
Often cheaper than unsecured personal loans, offering competitive interest backed by investments.
In 2026,unsecured personal loans typically carry interest rates between 14% and 16%, while LAMF is priced more competitively at 9.5% to 11.5%. Because it is backed by mutual fund collateral, lenders assume lower risk and pass on the benefit. On a two-year ₹10 lakh loan,choosing LAMF can save approximately ₹75,000 in interest costs, significantly improving borrowing efficiency and cash flow management. Apply Now