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Maintain Secondary Emergency Liquidity Beyond Savings Account Reserves
LAMF allows investors to build a high-efficiency emergency credit buffer while keeping surplus funds invested and earning higher returns.
Liquid and short-duration debt funds in 2026 are delivering yields of around 6.5–7.5% annually, significantly higher than traditional savings accounts that typically offer 3–4%. By pledging these investments through LAMF, investors can access up to 85% of their value as a ready credit line. Since interest is charged only on the amount actually used, the remaining capital continues to stay invested . Apply Now