Avoid Capital Gains Tax Through Strategic Borrowing Instead

Borrow against mutual funds instead of redeeming profits and triggering significant capital gains tax liabilities.

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Avoid Capital Gains Tax Through Strategic Borrowing Instead

1 min read59 words
Avoid Capital Gains Tax Through Strategic Borrowing Instead
Borrow against mutual funds instead of redeeming profits and triggering significant capital gains tax liabilities.
Redeeming ₹10 lakh in capital gains triggers a 12.5% tax liability in 2026. Borrowing the same amount through LAMF may cost roughly 10% annually, and often lower than the tax impact. Additionally, the underlying asset remains invested and continues the generating returns. This structure preserves portfolio continuity, defers taxation, and optimizes liquidity management within existing regulatory boundaries. Apply now
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