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Choose LAMF Over Costly Personal Loan Interest Rates
Secured borrowing reduces interest burden compared to standard unsecured personal loans.
Personal loans in 2026 typically carry interest rates of 15–16%, whereas LAMF rates usually remain close to 10%. On a ₹5 lakh loan over three years, this difference translates into substantial interest savings. Many LAMF facilities also permit early repayment without foreclosure penalties. Borrowers can close the loan whenever surplus funds are available, and improving financial flexibility compared to rigid personal loan structures. Apply now