positive
Recently
Replace Expensive Credit Card Debt With Lower-Cost LAMF
Replace costly unsecured credit card balances with structured, lower-interest borrowing backed by existing mutual fund investments.
Credit card interest rates in 2026 often exceed 40% annually, making revolving balances extremely expensive. Using LAMF at 10–11% to clear outstanding dues significantly reduces interest burden. This converts unsecured, high-cost debt into structured secured borrowing backed by mutual fund units. Lower interest outflow improves monthly cash flow and reduces financial stress. Additionally, reduced credit utilization can improve credit scores over time.