Secured by your own wealth, LAMF rates are typically 3-5% lower than unsecured personal loans. A personal loan is "unsecured," making it expensive (12-24%). LAMF is "secured" by your funds, keeping rates around 9.5-11%. Since it’s an Overdraft, you only pay for what you use. Borrowing ₹1 Lakh for 10 days costs you roughly ₹275, far cheaper than the fixed EMIs and traditional bank loans.

The Moneycontrol Mutual Fund Summit 2026 in Ahmedabad brought together top industry leaders to examine India’s fast-growing mutual fund landscape, with assets under management surpassing ₹81 lakh crore. Discussions centered on boosting retail participation,refining asset allocation strategies and strengthening global integration. Experts emphasized GIFT City’s emergence as a strategic gateway for international investors, positioning it as a transformative force in shaping India’s future investment ecosystem.