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The Emergency Fund Alternative
Instead of keeping lakhs in a low-interest savings account, keep a Shadow Limit ready via your Mutual Funds.
Savvy investors use LAMF as a standby emergency fund instead of parking large sums in low-interest savings accounts. You set up a credit limit once against your mutual funds without redeeming investments. If an emergency strikes at any time, the money is instantly available in an overdraft account, and you incur costs only when you actually withdraw or transfer the required amount. Apply Now