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LTV Logic: Managing the Safety Buffer
Borrow up to 45-50% on Equity and 80% on Debt to maintain a safety cushion and reduce risk during market fluctuations.
Banks do not lend the full value of your investments because markets are volatile.By offering a loan of around 45-50% of your equity portfolio up to 80% of debt funds,they create a safety buffer.If the market declines 10%,your loan remains within safe limits and you are less likely to face risk.This conservative Loan to Value structure helps protect investors from margin calls.Apply Now