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LAMF vs Personal Loan: Which Is More Cost Efficient?
LAMF may offer lower rates than personal loans due to collateral backing.
Loan Against Mutual Funds often carries lower interest rates compared to unsecured personal loans. Since mutual fund units act as collateral, lenders offer competitive borrowing costs and flexible repayment terms. Investors retain market exposure while accessing funds for emergencies or planned expenses. Evaluating loan to value ratios and interest structures is essential before proceeding. Detailed product structure and eligibility criteria are available.Apply Now