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Tax Efficiency of Loan Against Mutual Funds

LAMF avoids capital gains tax by allowing borrowing without selling mutual funds.
Loan Against Mutual Funds is tax efficient because investors do not sell their mutual fund units to raise cash.Since there is no redemption,capital gains tax and exit loads are avoided. Investments continue to compound while liquidity needs are met.This makes LAMF a practical option for temporary cash requirements,especially when investors want to preserve long term wealth creation and minimise tax leakage. Apply Now