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How Loan Against Mutual Funds helps save tax

LAMF avoids capital gains tax by replacing redemption with borrowing.
Selling mutual fund units can trigger capital gains tax and reduce long term returns. A Loan Against Mutual Funds is treated as borrowing rather than income, so no capital gains tax is applied. This allows investors to access liquidity without selling assets. As a result, LAMF helps preserve post tax wealth and becomes a tax efficient solution for meeting short term financial needs.Apply Now