Salaried professionals often face cash flow mismatches despite stable incomes. A loan against mutual funds can help bridge gaps without disturbing long-term investment plans. Unlike credit cards or personal loans, LAMF carries lower interest due to collateral backing. It can be used for predictable expenses such as education fees, relocation costs, or medical needs . Since repayment is flexible, borrowers can align it with bonuses or annual increments. However, disciplined monitoring of portfolio value is essential to manage margin call risk. Apply Now