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Wallet Holding Limits May Constrain Scale
Large investors may need diversified gold exposure methods.
Many payment wallets impose a ceiling on the total value of gold you can hold, often capped near ₹20 lakhs. While sufficient for most retail savers, this may restrict high-net-worth investors seeking larger allocations. Investors planning significant exposure may shift toward dedicated gold investment platforms or Gold ETFs, offering scale without wallet-based limits and provide better portfolio flexibility for larger gold investments.