SGBs Provide Income While Digital Gold Offers Liquidity

Sovereign Gold Bonds (SGBs) offer 2.5% annual interest, credited semi-annually, with tax-free capital gains at eight-year maturity, backed by the Government of India. Digital gold provides 24/7 liquidity with instant sell access but earns no interest. For long-term wealth building, SGBs improve yield efficiency, while digital gold remains more convenient for short-term flexibility, emergency liquidity, small-ticket investing, allowing investors to manage funds without formal procedures.