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Digital Gold as the Ultimate Loan Asset
Your digital balance can be converted into an instant credit line without visiting a bank branch.
In late 2025, gold-backed lending grew 41.9% as digital gold emerged as the fastest collateral globally. Investors can pledge their digital gold grams to instantly access bank credit without waiting for physical valuation or branch visits. The RBI Financial Stability Report recognizes this as an important liquidity mechanism and turning digital savings into readily available emergency cash while maintaining the investment exposure.