Latest News

Latest in Markets

View all

Market veterans weigh valuation risks as India heads toward 2026

12/27/2025

Foreign investors accelerate exits as equity selling intensifies in 2025

12/27/2025

Market posts modest weekly gains as rupee stays under pressure

12/27/2025

Silver ETF SLV gains traction as investors rotate toward higher beta metals

12/27/2025

Silver leads precious metals rally as prices hit fresh record highs

12/27/2025

Silver leads precious metals rally as prices hit fresh record highs

12/27/2025

Indian equities end lower as holiday week sees IT and auto stocks under pressure

12/27/2025

Benchmark indices retreat as IT and auto stocks drag markets lower

12/27/2025

Wall Street trades flat as investors eye continuation of Santa Claus rally

12/27/2025

Wall Street trades flat as investors return to thin post-Christmas session

12/27/2025

Latest in Stocks

View all

Flanigan’s FY25 net income rises sharply on steady revenue growth

12/27/2025

Flanigan’s records higher Q4 revenue and profit growth

12/27/2025

Foreign investors set to record highest net outflow from Indian equities in 2025

12/27/2025

MCX among key stocks set to turn ex-bonus and ex-split next week

12/27/2025

Allegiant Air shares jump on stronger profit announcement

12/27/2025

Corporate actions in focus as MCX and others approach ex-date next week

12/27/2025

PNB Flags Rs 2,434 Crore Loan Fraud Linked to SREI Group, Stock in Focus

12/28/2025

Smallcap stocks rally sharply as broader market outperforms benchmarks

12/27/2025

Allegiant pairs leadership change with aggressive route expansion for 2026

12/27/2025

American Airlines explores potential Philadelphia–Porto route amid Europe demand

12/27/2025

Latest in Mutual Funds

View all

Keep SIPs Running While You Borrow

12/27/2025

Interest Charged Only on What You Use

12/27/2025

LAMF for Business Cash Flow Gaps

12/27/2025

Avoid Selling Funds During Market Volatility

12/27/2025

Use Your Mutual Funds as a Safety Net

12/27/2025

Borrow Without Disturbing Your Investment Plan

12/27/2025

How LAMF Works Like a Flexible Overdraft

12/27/2025

When Does Loan Against Mutual Funds Make Sense?

12/27/2025

Why Loan Against Mutual Funds Can Be Cheaper Than Personal Loans

12/27/2025

Need Liquidity Without Selling Your Mutual Funds?

12/27/2025

Latest in Economy

View all

Budget expectations rise as taxpayers push for fairer income tax structure

12/27/2025

ICAI Floats Optional Joint Income Tax Filing Idea Ahead of Union Budget 2026

12/28/2025

ICAI Pushes Optional Joint Income Tax Filing for Married Couples Before Budget 2026

12/28/2025

ICAI Pushes Optional Joint Income Tax Filing for Married Couples Before Budget 2026

12/28/2025

Illinois homeowners face fresh premium hikes as insurers cite weather risks

12/27/2025

Year-end banking plans adjust as final Saturday brings branch closures

12/27/2025

Rising ETF demand renews focus on India’s structural reliance on gold imports

12/27/2025

Bank customers check branch availability as December Saturdays near year-end

12/27/2025

Income Tax Department rolls out e-filing utilities for AY 2025–26 compliance

12/27/2025

PAN holders face inoperative status risk if Aadhaar linking missed

12/27/2025

Latest in Crypto

View all

Bitcoin retreats to near $87,000 as traditional assets rally

12/27/2025

Coinbase faces cybersecurity scrutiny after major data breach exposes user information

12/27/2025

Coinbase Security Lapses Spark Fresh Debate on Crypto Exchange Safeguards

12/27/2025

Oracle’s aggressive AI push faces scrutiny as investor expectations cool

12/27/2025

Memecoin sector closes 2025 near lows as retail speculation fades

12/27/2025

Bitcoin options expiry may drive volatility in crypto markets

12/26/2025

Bitcoin volatility intensifies amid heavy market liquidations

12/26/2025

Yen Carry Trades Offer Brief Relief as XRP Extends Quarterly Decline

12/26/2025

Holiday Crypto Gifting Thins Liquidity as Bitcoin Trades in Narrow Range

12/26/2025

Bitcoin’s Thin Trading History Between $70,000–$80,000 Raises Support Questions

12/26/2025

Latest in Startups

View all

Low-profile deeptech firm emerges as critical enabler of defence capabilities

12/27/2025

Veteran investor backs quick-service brand as Wow Momo secures fresh capital

12/27/2025

MeitY to feature 100 homegrown AI apps at national summit

12/26/2025

CoreEL Technologies raises growth capital for defence electronics

12/25/2025

EV motor startup Naxatra Labs secures early-stage funding

12/25/2025

Atomberg narrows losses as revenue growth stays strong

12/25/2025

Neon Fund closes new vehicle to back AI-led B2B startups

12/25/2025

Large funding rounds lift AI-focused startup activity

12/25/2025

Large funding rounds keep AI startup capital flows active

12/24/2025

Indian startup ecosystem reshaped in 2025 with structural shifts

12/24/2025

Latest in Global

View all

Canada to provide $2.5 billion in economic aid for Ukraine

12/27/2025

India leverages regional trade benefits while limiting China-linked exposure

12/27/2025

Avelo Expands International Footprint with New Caribbean Service from Wilmington

12/28/2025

Medirom rallies after securing role in World’s Japan identity rollout

12/27/2025

Loan against mutual funds gains attention as investors seek flexible liquidity

12/27/2025

Gold and silver hit fresh all-time peaks in extended precious metals rally

12/26/2025

Silver breaks $75 as precious metals hit historic peaks

12/26/2025

Turkish regulator penalises multiple individuals over disputed REIT transactions

12/26/2025

Key global investment considerations for Indian portfolio diversification

12/26/2025

Gold Smashes $4,500 While Silver Surges Past $75 in Liquidity-Driven Rally

12/26/2025

Latest in Ai

View all

Unconventional AI raises $475 million seed round for neuromorphic chips

12/27/2025

Analysts Flag Antitrust Angle in Nvidia–Groq Deal Structured as Non-Exclusive License

12/28/2025

Sam Altman urges graduates to rethink careers as AI reshapes education and work

12/27/2025

Karpathy likens modern AI to unfamiliar technology reshaping software work

12/27/2025

Coforge moves to buy Encora for $2.35 billion to expand AI engineering footprint

12/27/2025

Nvidia deepens AI moat through landmark technology licensing pact

12/27/2025

Billionaire portfolios tilt toward AI as Meta emerges as a standout bet

12/27/2025

Datavault AI remains volatile as patents and token event drive attention

12/27/2025

Nvidia deepens AI chip push by onboarding senior Groq leadership

12/27/2025

Nebius draws investor focus as AI infrastructure demand reshapes outlook

12/27/2025

Latest in Ipo

View all

Search interest spikes for select IPO names as investor curiosity builds in December

12/27/2025

Quick-commerce firm Zepto moves closer to public markets with board clearance

12/27/2025

Holani Consultants Scripts Record-Breaking SME IPO with Shyam Dhani Industries

12/28/2025

Klarna refiles confidential IPO at $15 billion valuation

12/26/2025

Monkey Tree Investment SPAC targets late-December listing

12/26/2025

Hillhouse Frontier files for SPAC listing ahead of year-end

12/26/2025

Silicon Valley Acquisition Corp completes $200M SPAC IPO

12/26/2025

Dhara Rail Projects SME issue ends as rail capex supports interest

12/26/2025

Apollo Techno Industries SME IPO closes with focus on engineering solutions

12/26/2025

Grey market shows strong premium as E to E Transportation IPO opens

12/27/2025

Exclusive News

Latest in FINANCE

View all

Understanding Share Buybacks: Corporate Finance Strategies

9/19/2025

Jain Resource Recycling's ₹1,250 Cr IPO Launching on Sept 24

9/19/2025

Understanding Face Value vs. Market Value of Shares

9/19/2025

Fed Rate Cut: Impact on Global and Indian Markets Explained

9/18/2025

Urban Company's IPO Soars: A Record Debut in India’s Market

9/18/2025

India-US Trade Talks: Can a Deal Be Reached by November 2025?

9/16/2025

GK Energy IPO Launch: Key Details and Investment Insights

9/16/2025

Surge in U.S. IPO Market: Key Players This Week

9/16/2025

Pine Labs IPO Approval Boosts India's Fintech Sector

9/16/2025

GK Energy IPO Launching Sep 19-23: Price and Details Revealed

9/16/2025

Latest in TECHNOLOGY

View all

iPhone 17 Review: Innovation vs. Consumer Expectations

9/16/2025

Explore 5 Innovative Uses for AI Image Editing with Nano Banana

9/16/2025

Google Gemini's Nano Banana: Revolutionizing Image Editing

9/16/2025

India's IT Sector Faces Outsourcing Challenges Amid U.S. Tax Risks

9/13/2025

Apple Unveils iPhone 17 Series: Slim Design & India Focus

9/10/2025

Apple Unveils iPhone 17 Series with Major Upgrades

9/10/2025

Apple's Product Launches: Cultural Moments in Tech Innovation

9/8/2025

Apple Event Preview: A Cultural Shift in Tech Launches

9/8/2025

Apple Unveils iPhone 17 and AI Innovations at Upcoming Event

9/8/2025

Apple Event 2025: iPhone 17 Launch and Market Insights

9/8/2025

Latest in POLITICS

View all

India's Online Gaming Ban: Impact on Industry and Jobs

9/19/2025

Political Instability's Impact on Nepal's Economic Growth

9/15/2025

Geopolitical Tensions Surround India-Pakistan Asia Cup Match

9/13/2025

Nepal Protests Against Social Media Ban Escalate to Violence

9/9/2025

Infrastructure Investment Act: Boosting Jobs and Economy

9/2/2025

E20 Fuel Rollout in India: Automakers, Government Clash Over Concerns

9/1/2025

Supreme Court Supports E20 Fuel Policy, Banning Ethanol-Free Options

9/1/2025

India’s E20 Ethanol Initiative Faces Backlash from Consumers

9/1/2025

Trump’s $40B Crypto Venture Raises Ethical Concerns

9/1/2025

Reliance Foundation's Impact on Indian Healthcare Initiatives

8/29/2025

Latest in SPORTS

View all

Indian Football's Critical Week: Supreme Court Hearing Ahead

8/29/2025

Cheteshwar Pujara Retires: A Quiet End to a Stellar Career

8/24/2025

Keshav Maharaj Shines with 5/33 in ODI Victory Over Australia

8/20/2025

Advancements in Sports Analytics and Fan Engagement Strategies

4/28/2025

2025 Women's Cricket World Cup: Key Insights and Expectations

3/11/2025

Comprehensive Overview of the 2025 Southeast Asian Games

3/11/2025

A Detailed Look at the 2025 Ryder Cup in Men's Golf

3/11/2025

India's Historic Champions Trophy Win: A Back-to-Back ICC Title Triumph

3/10/2025

AI Meets Athletics: Transforming Fan Engagement and Sports Marketing

3/8/2025

Exploring the Impact of Weather Conditions on Golf Performance

3/5/2025

Latest in ENTERTAINMENT

View all

Cultural Crossroads in 'Param Sundari': A Festive Film Review

8/29/2025

Maha Kumbh 2025: A Historic Gathering of Faith and Culture

4/30/2025

Discover the Bhagavad Gita: A Guide to Purposeful Living

4/29/2025

How Streaming Revolutionizes Storytelling and Global Fandoms

4/29/2025

Exploring the Transformative Impact of TikTok on the Music Industry

3/13/2025

Exploring The Beauty of Simplicity: A Comprehensive Insight

3/11/2025

Harnessing the Power of Now: A Guide to Present-Moment Awareness

3/11/2025

Mastering Time Management: Effective Strategies for Maximizing Productivity

3/11/2025

Explore the News Archive

Browse by month or jump to categories.

Latest NewsBrowse all
Recent monthsView all months
Sep 25(75)Aug 25(115)May 25(36)Apr 25(65)Mar 25(150)Feb 25(64)
Quick categories
FinanceTechnologyPoliticsSportsEntertainment
More
Latest NewsNews hubFull archive

Latest News

  • All News
  • Markets
  • Stocks
  • Economy
  • Crypto
  • Mutual Funds
  • Videos
  • Authors

News Archives

  • Browse Archives
  • Dec 27(Yesterday)
  • Dec 26
  • Dec 25
  • Dec 24
  • Dec 23
  • Dec 22
  • Dec 21
📅 View Calendar Archive

Exclusive News

  • News Hub
  • Finance
  • Technology
  • Entertainment
  • Sports
  • Politics

Mutual Funds

  • All Mutual Funds
  • Fund Screener
  • Thematic Funds
  • Portfolio Tracker
  • Browse A-Z
  • Fund Houses

Investment Tools

  • Portfolio Analysis
  • MF Screener
  • Watchlist
  • AI Screening

Quick Access:

MarketsStocksEconomyCrypto

Mutual Funds

  • All Mutual Funds
  • Fund Screener
  • Thematic Funds
  • Portfolio Tracker

Alphabetical

  • Browse A-Z
  • A Mutual Funds
  • S Mutual Funds
  • I Mutual Funds
ABCDEFGHIJKLMNOPQRSTUVWXYZ

Fund House Wise

  • All Fund Houses
  • SBI Funds
  • HDFC Funds
  • ICICI Funds
  • Nippon Funds
  • Aditya Birla Funds

Popular Themes

  • All Themes
  • Monsoon Momentum Fund
  • Tariff Resilient India
  • US Tariff Vulnerable
  • India UK Trade Winners
  • Cost Cutters

Latest News

  • All News
  • Mutual Fund News
  • Market News
  • Economy News
  • Stock News
Terms & ConditionsPrivacy PolicyData Deletion PolicySitemap

© 2025 Discvr.ai. All rights reserved. | Powered by Servurance Technology Private Limited

Stay informed with real-time financial news, market analysis, and investment insights.

DiscvrAI
LoanMutual FundsPortfolioLatest NewsExclusiveContestsLeaderboard
DiscoveryAI ScreeningScreenerToolsPortfolio Tracker

NJ ELSS Tax Saver Scheme - Regular (IDCW) - Mutual Fund Analysis | Complete Fund Review with Performance, Portfolio, and Risk Analysis

Comprehensive analysis of NJ ELSS Tax Saver Scheme - Regular (IDCW) (43944) providing detailed insights into fund performance, portfolio holdings, risk metrics, expense ratios, and investment recommendations.

NJ ELSS Tax Saver Scheme - Regular (IDCW)

NJ Asset Management Pvt Ltd

The investment objective of the Scheme is to generate income and long-term capital appreciation from a diversified portfolio of predominantly equity and equity-related instruments. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

Equity
ELSS
OPEN
Regular Plan
Latest NAV
₹14.18
as of 15 Dec 2025
1Y Returns
-9.45%
AUM
₹298 Cr
Expense Ratio
2.32%

Fund Health Radar

A comprehensive at-a-glance view of key mutual fund health indicatorsHover or click any card to view detailed metrics

Performance

Weak Returns

Click for details

Risk

High Risk

Click for details

Expenses

High Expenses

Click for details

Portfolio Mix

Equity Focused

Click for details

Management

Established Team

Click for details

Quality Score

Below Average

Click for details
Last updated: December 28, 2025

NJ ELSS Tax Saver Scheme - Regular (IDCW) - NAV History (1Y)

₹14.18+0.00(0.00%)

Showing 1Y NAV history

Returns Overview

Performance across different time periods

Entry Point Analysis

Cautious Entry Point

35
out of 100

Fund shows concerning indicators. Exercise caution before investing.

Consider waiting for better market conditions or explore alternatives.

Cautious Entry Point

Fund shows concerning indicators. Exercise caution before investing.

35
out of 100

Consider waiting for better market conditions or explore alternatives.

Key Factors Analysis

Equity Exposure

Market exposure level

99
Long-term Track Record

Historical performance consistency

62
Alpha Generation

Outperformance vs benchmark

34
1-Year Returns

Recent performance momentum

18
Management Stability

Fund manager experience

28
Risk Assessment

Risk-adjusted returns

20
Fund Size

Assets under management

18
Cost Efficiency

Fund management costs

0

Investment Timing Insights

Market Position
Challenging
Risk Level
Very High
Investment Style
Wait & Watch
Performance vs Benchmark

3Y Performance Comparison

Fund vs Category Benchmark
Fund Return (3Y)-9.45%
Benchmark Return (3Y)-2.93%
Outperformance-6.52%
Performance Analysis

This fund has underperformed its benchmark by 6.52% over the 3Y period.

Investment Calculator

See how your money can grow and compare with popular investment options

₹10,000
every month
₹500₹1,00,000
Final Value After 10 Years
₹0
0.0% Total Returns
10
Years
1 Year30 Years

Your Investment

Total Invested₹0
Expected Profit₹0

Compare With Popular Options

Savings A/c
3%
PPF
7.1%
Gold
8%
Nifty 50
12%
NJ ELSS Tax Sav...
12%

Disclaimer: Returns are illustrative and based on assumed rates. Mutual fund investments are subject to market risk. Please read scheme documents carefully.

Asset Allocation
Equity
99.3%
Debt
0.6%
Cash & Others
0.1%
Risk Analysis

Risk Metrics (3 Years)

Standard Deviation
4.81%
Sharpe Ratio
0.84
Beta
1.10
Alpha
0.11

Risk Level

Very High
Very Low
Low
Mod. Low
Moderate
Mod. High
High
Very High
Low RiskHigh Risk
Top Holdings
HDFC Asset Management Company Ltd
5.04%
Finance
Coromandel International Ltd
4.86%
Fertilizers
Gillette India Ltd
4.84%
FMCG
Polycab India Ltd
4.75%
Cables
Bayer CropScience Ltd
4.61%
Agro Chemicals
Metropolis Healthcare Ltd
4.57%
Healthcare
Dr Lal Pathlabs Ltd
4.55%
Healthcare
Page Industries Ltd
4.09%
Readymade Garments/ Apparells
Abbott India Ltd
4.01%
Pharmaceuticals
Mphasis Ltd
4.00%
IT - Software
CompanySector% Assets
HDFC Asset Management Company LtdFinance5.04%
Coromandel International LtdFertilizers4.86%
Gillette India LtdFMCG4.84%
Polycab India LtdCables4.75%
Bayer CropScience LtdAgro Chemicals4.61%
Metropolis Healthcare LtdHealthcare4.57%
Dr Lal Pathlabs LtdHealthcare4.55%
Page Industries LtdReadymade Garments/ Apparells4.09%
Abbott India LtdPharmaceuticals4.01%
Mphasis LtdIT - Software4.00%
Sector Allocation

Sector Breakdown

Pharmaceuticals & Biotech
21.0%
Personal Products
11.2%
Gas
10.5%
Fertilisers & Agrochemica
8.8%
Capital Markets
8.2%
IT-Software
7.9%
Consumer Durables
7.3%
Healthcare Services
6.6%
Fund vs Category Performance

Compare against ELSS category average

1M
0.34%
vs 0.87%
-0.53%
3M
3.63%
vs 1.64%
+1.99%
6M
16.56%
vs 16.72%
-0.16%
1Y
-9.45%
vs -3.01%
-6.44%

Performance Summary

This comparison shows how the fund performs relative to the ELSS category average. Positive values indicate outperformance, while negative values show underperformance.

Peer Comparison

Compare with similar funds in ELSS category

NJ ELSS Tax Saver Scheme - Regular (IDCW) vs Category Average

3M
3.63%
+1.57%
6M
16.56%
+1.80%
1Y
-9.45%
-9.13%

Similar Funds Comparison

Franklin India ELSS Tax Saver Fund - Direct (G)
NAV: ₹1672.09
3M:0.01%
6M:12.57%
1Y:-2.82%
HDFC ELSS Tax Saver Fund - Direct (G)
NAV: ₹1575.49
3M:2.88%
6M:15.64%
1Y:2.75%
Franklin India ELSS Tax Saver Fund - Regular (G)
NAV: ₹1496.80
3M:-0.19%
6M:12.13%
1Y:-3.58%
HDFC ELSS Tax Saver Fund (G)
NAV: ₹1456.73
3M:2.71%
6M:15.27%
1Y:2.12%
ICICI Pru ELSS Tax Saver Fund - Direct (G)
NAV: ₹1066.44
3M:2.90%
6M:16.49%
1Y:0.40%
ICICI Pru ELSS Tax Saver Fund - (G)
NAV: ₹959.28
3M:2.73%
6M:16.13%
1Y:-0.22%
Sundaram ELSS Tax Saver Fund - Direct (G)
NAV: ₹555.19
3M:2.98%
6M:15.71%
1Y:0.49%
Sundaram ELSS Tax Saver Fund - Direct (IDCW-H)
NAV: ₹554.62
3M:2.98%
6M:15.71%
1Y:0.49%
Sundaram ELSS Tax Saver Fund - Regular (G)
NAV: ₹518.69
3M:2.85%
6M:15.41%
1Y:-0.04%
SBI ELSS Tax Saver Fund - Direct (G)
NAV: ₹478.67
3M:0.76%
6M:12.50%
1Y:-2.79%
Fund NameNAV3M6M1Y
Franklin India ELSS Tax Saver Fund - Direct (G)₹1672.090.01%12.57%-2.82%
HDFC ELSS Tax Saver Fund - Direct (G)₹1575.492.88%15.64%2.75%
Franklin India ELSS Tax Saver Fund - Regular (G)₹1496.80-0.19%12.13%-3.58%
HDFC ELSS Tax Saver Fund (G)₹1456.732.71%15.27%2.12%
ICICI Pru ELSS Tax Saver Fund - Direct (G)₹1066.442.90%16.49%0.40%
ICICI Pru ELSS Tax Saver Fund - (G)₹959.282.73%16.13%-0.22%
Sundaram ELSS Tax Saver Fund - Direct (G)₹555.192.98%15.71%0.49%
Sundaram ELSS Tax Saver Fund - Direct (IDCW-H)₹554.622.98%15.71%0.49%
Sundaram ELSS Tax Saver Fund - Regular (G)₹518.692.85%15.41%-0.04%
SBI ELSS Tax Saver Fund - Direct (G)₹478.670.76%12.50%-2.79%

Category Average Returns

3M
2.06%
6M
14.76%
1Y
-0.32%
Fund Manager Details

Viral Shah

Lead Fund Manager
3+ Years Experience

A seasoned investment professional with over 3 years of experience in equity research and fund management. Known for consistent performance and a disciplined investment approach focused on quality growth stocks.

3+
Years Experience
Exit Load
No Exit Load
Exit Load Policy
Fund Age
3 Years
Since inception
Investment Options
✓ SIP Available
✓ SWP Available
✓ STP Available
Share Research & Community