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Franklin India Money Market Fund - Direct (IDCW-D) - Mutual Fund Analysis | Complete Fund Review with Performance, Portfolio, and Risk Analysis

Comprehensive analysis of Franklin India Money Market Fund - Direct (IDCW-D) (19338) providing detailed insights into fund performance, portfolio holdings, risk metrics, expense ratios, and investment recommendations.

Franklin India Money Market Fund - Direct (IDCW-D)

Franklin Templeton Asset Management (I) Pvt.Ltd.

To provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instrument and money market instruments.

Debt
Money Market Fund
OPEN
Direct Plan
Latest NAV
₹10.11
as of 15 Dec 2025
3Y Returns
+7.54%
AUM
₹3.6k Cr
Expense Ratio
0.14%

Fund Health Radar

A comprehensive at-a-glance view of key mutual fund health indicatorsHover or click any card to view detailed metrics

Performance

Good Returns

Click for details

Risk

Moderate Risk

Click for details

Expenses

Low Expense Ratio

Click for details

Portfolio Mix

Debt Focused

Click for details

Management

Experienced Team

Click for details

Quality Score

Average Quality

Click for details
Last updated: February 21, 2026

Franklin India Money Market Fund - Direct (IDCW-D) - NAV History (1Y)

₹10.11+0.00(0.00%)

Showing 1Y NAV history

Returns Overview

Performance across different time periods

Entry Point Analysis

Neutral Entry Point

51
out of 100

Fund shows mixed signals. Consider your investment timeline and risk tolerance.

Review detailed analysis and consider dollar-cost averaging through SIPs.

Neutral Entry Point

Fund shows mixed signals. Consider your investment timeline and risk tolerance.

51
out of 100

Review detailed analysis and consider dollar-cost averaging through SIPs.

Key Factors Analysis

Alpha Generation

Outperformance vs benchmark

50
Management Stability

Fund manager experience

100
Cost Efficiency

Fund management costs

98
1-Year Returns

Recent performance momentum

47
Risk Assessment

Risk-adjusted returns

50
Long-term Track Record

Historical performance consistency

25
Fund Size

Assets under management

58
Equity Exposure

Market exposure level

0

Investment Timing Insights

Market Position
Neutral
Risk Level
Moderately Low
Investment Style
SIP Preferred
Investment Calculator

See how your money can grow and compare with popular investment options

₹10,000
every month
₹500₹1,00,000
Final Value After 10 Years
₹0
0.0% Total Returns
10
Years
1 Year30 Years

Your Investment

Total Invested₹0
Expected Profit₹0

Compare With Popular Options

Savings A/c
3%
PPF
7.1%
Gold
8%
Nifty 50
12%
Franklin India ...
5.98%

Disclaimer: Returns are illustrative and based on assumed rates. Mutual fund investments are subject to market risk. Please read scheme documents carefully.

Risk Analysis

Risk Metrics (3 Years)

Standard Deviation
0.11%
Sharpe Ratio
4.91
Beta
0.01
Alpha
1.84

Risk Level

Moderately Low
Very Low
Low
Mod. Low
Moderate
Mod. High
High
Very High
Low RiskHigh Risk
Top Holdings
HDFC Bank Ltd
9.40%
Banks - Private Sector
N A B A R D
8.90%
Debt Others
Indian Bank
8.71%
Banks - Public Sector
TBILL-364D
6.60%
T Bills
S I D B I
6.52%
Debt Others
E X I M Bank
6.51%
Debt Others
Axis Bank Ltd
6.35%
Banks - Private Sector
Canara Bank
5.68%
Banks - Public Sector
Tata Capital Ltd
5.27%
Finance - Investment / Others
Kotak Mahindra Bank Ltd
4.15%
Banks - Private Sector
CompanyIndustry% Assets
HDFC Bank LtdBanks - Private Sector9.40%
N A B A R DDebt Others8.90%
Indian BankBanks - Public Sector8.71%
TBILL-364DT Bills6.60%
S I D B IDebt Others6.52%
E X I M BankDebt Others6.51%
Axis Bank LtdBanks - Private Sector6.35%
Canara BankBanks - Public Sector5.68%
Tata Capital LtdFinance - Investment / Others5.27%
Kotak Mahindra Bank LtdBanks - Private Sector4.15%
Fund vs Category Performance

Compare against Money Market Fund category average

1M
0.48%
vs 0.45%
+0.03%
3M
1.60%
vs 1.79%
-0.19%
6M
4.27%
vs 4.19%
+0.08%
1Y
8.13%
vs 7.85%
+0.28%
3Y
7.54%
vs 7.32%
+0.22%
5Y
5.98%
vs 5.86%
+0.12%

Performance Summary

This comparison shows how the fund performs relative to the Money Market Fund category average. Positive values indicate outperformance, while negative values show underperformance.

Peer Comparison

Compare with similar funds in Money Market Fund category

Franklin India Money Market Fund - Direct (IDCW-D) vs Category Average

6M
4.27%
+0.11%
1Y
8.13%
+0.21%
3Y
7.54%
+0.06%

Similar Funds Comparison

UTI-Money Market Fund (G)
NAV: ₹7272.23
6M:4.15%
1Y:7.84%
3Y:7.16%
HDFC Money Market Fund - Direct (G)
NAV: ₹5949.99
6M:4.20%
1Y:8.01%
3Y:7.61%
HDFC Money Market Fund (G)
NAV: ₹5831.26
6M:4.10%
1Y:7.82%
3Y:7.42%
Tata Money Market Fund - Direct (G)
NAV: ₹4911.98
6M:4.25%
1Y:8.13%
3Y:7.77%
Tata Money Market Fund - Regular (G)
NAV: ₹4818.11
6M:4.12%
1Y:7.85%
3Y:7.49%
Kotak Money Market Fund - Direct (G)
NAV: ₹4625.81
6M:4.16%
1Y:7.95%
3Y:7.57%
Kotak Money Market Fund (G)
NAV: ₹4581.71
6M:4.09%
1Y:7.83%
3Y:7.45%
Nippon India Money Market Fund - Direct (G)
NAV: ₹4292.35
6M:4.24%
1Y:8.05%
3Y:7.65%
Nippon India Money Market Fund (G)
NAV: ₹4235.58
6M:4.16%
1Y:7.89%
3Y:7.51%
UTI-Money Market Fund (Flexi Div)
NAV: ₹3923.98
6M:4.15%
1Y:7.84%
3Y:7.16%
Fund NameNAV6M1Y3Y
UTI-Money Market Fund (G)₹7272.234.15%7.84%7.16%
HDFC Money Market Fund - Direct (G)₹5949.994.20%8.01%7.61%
HDFC Money Market Fund (G)₹5831.264.10%7.82%7.42%
Tata Money Market Fund - Direct (G)₹4911.984.25%8.13%7.77%
Tata Money Market Fund - Regular (G)₹4818.114.12%7.85%7.49%
Kotak Money Market Fund - Direct (G)₹4625.814.16%7.95%7.57%
Kotak Money Market Fund (G)₹4581.714.09%7.83%7.45%
Nippon India Money Market Fund - Direct (G)₹4292.354.24%8.05%7.65%
Nippon India Money Market Fund (G)₹4235.584.16%7.89%7.51%
UTI-Money Market Fund (Flexi Div)₹3923.984.15%7.84%7.16%

Category Average Returns

6M
4.16%
1Y
7.92%
3Y
7.48%
Fund Manager Details

Rohan Maru

Lead Fund Manager
13+ Years Experience

A seasoned investment professional with over 13 years of experience in equity research and fund management. Known for consistent performance and a disciplined investment approach focused on quality growth stocks.

13+
Years Experience
Exit Load
No Exit Load
Exit Load Policy
Fund Age
13 Years
Since inception
Investment Options
✓ SIP Available
✓ SWP Available
✓ STP Available
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