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LAMF Features and Benefits You Should Understand Before Applying
LAMF allows borrowing against mutual fund holdings with benefits like lower interest, retained investment returns, and digital processing.
Loan Against Mutual Funds is classified as a Loan Against Security (LAS) where investors leverage existing mutual fund holdings to obtain a loan, typically at lower interest rates compared with unsecured personal loans. The digital process eliminates lengthy paperwork, enabling online applications and quick disbursals. Benefits include maintaining ownership of your investments, continued earning of returns on pledged units, and flexibility in repayment. Apply Now