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PNB focuses on expanding organically across southern India
PNB aims to accelerate organic growth in southern states by strengthening retail, MSME lending and deposit mobilisation while focusing on asset quality and sustainable expansion.
Punjab National Bank is targeting organic business growth across southern Indian states as part of its medium term expansion strategy. The bank plans to deepen retail lending, MSME financing, and deposit mobilisation in the region. Management highlighted improving asset quality, steady credit demand, and branch level execution as key drivers. The southern push is expected to support balanced growth while maintaining prudent risk controls.