neutral
1h agoLAMF as a Strategic 'Margin of Safety' for Emergency Funds

Holding a large emergency fund in a low-yield savings account can lead to significant opportunity costs over time.
A Loan Against Mutual Funds (LAMF) provides a strategic alternative - offering instant liquidity without liquidating investments. Investors pay interest only on the utilized overdraft amount, while the underlying corpus continues compounding.
This approach not only preserves NAV during market dips but also transforms idle capital into an active financial resource that maintains long-term portfolio growth.
Discvr• By Sneha Pathak
Explore:High Return Equity Mutual Fund
neutral
1h agoLAMF as a Strategic 'Margin of Safety' for Emergency Funds

Holding a large emergency fund in a low-yield savings account can lead to significant opportunity costs over time.
A Loan Against Mutual Funds (LAMF) provides a strategic alternative - offering instant liquidity without liquidating investments. Investors pay interest only on the utilized overdraft amount, while the underlying corpus continues compounding.
This approach not only preserves NAV during market dips but also transforms idle capital into an active financial resource that maintains long-term portfolio growth.
Discvr• By Sneha Pathak
Explore:High Return Equity Mutual Fund
Breaking
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LAMF as a Strategic 'Margin of Safety' for Emergency Funds
about 2 hours ago
1 min read
72 words

A Loan Against Mutual Funds helps convert idle emergency funds into a productive asset, offering liquidity without selling investments or losing growth potential.
Holding a large emergency fund in a low-yield savings account can lead to significant opportunity costs over time.
A Loan Against Mutual Funds (LAMF) provides a strategic alternative - offering instant liquidity without liquidating investments. Investors pay interest only on the utilized overdraft amount, while the underlying corpus continues compounding.
This approach not only preserves NAV during market dips but also transforms idle capital into an active financial resource that maintains long-term portfolio growth.

Holding a large emergency fund in a low-yield savings account can lead to significant opportunity costs over time.
A Loan Against Mutual Funds (LAMF) provides a strategic alternative - offering instant liquidity without liquidating investments. Investors pay interest only on the utilized overdraft amount, while the underlying corpus continues compounding.
This approach not only preserves NAV during market dips but also transforms idle capital into an active financial resource that maintains long-term portfolio growth.
Tags:
markets
personal finance
markets
personal finance
mutual funds
lamf
liquidity
Nov 8, 2025 • 16:40 IST