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Why selling mutual funds may no longer be the first liquidity option
Borrowing against funds is emerging as a preferred alternative to redeeming investments.
Redeeming mutual fund units to meet expenses can interrupt compounding and trigger tax liabilities. Advisors increasingly recommend borrowing against investments instead. A loan against mutual funds lets investors retain market exposure while accessing credit. Platforms formalize this approach through transparent lien marking, flexible limits, overdraft style usage, and interest charged only on drawn amounts, improving tax efficiency and liquidity planning for Indian households. Apply Now