Bank of India Credit Risk Fund - Regular - Mutual Fund Analysis | Complete Fund Review with Performance, Portfolio, and Risk Analysis
Comprehensive analysis of Bank of India Credit Risk Fund - Regular (29694) providing detailed insights into fund performance, portfolio holdings, risk metrics, expense ratios, and investment recommendations.
Bank of India Credit Risk Fund - Regular
Bank of India Investment Managers Private Ltd
The Scheme's investment objective is to generate capital appreciation over the long term by investing predominantly in corporate debt across the credit spectrum within the universe of investment grade rating. To achieve this objective, the Scheme will seek to make investments in rated, unrated instruments and structured obligations of public and private companies.
Fund Health Radar
A comprehensive at-a-glance view of key mutual fund health indicatorsHover or click any card to view detailed metrics
Performance
Moderate Returns
Risk
High Risk
Expenses
Moderate Expenses
Portfolio Mix
Debt Focused
Management
Experienced Team
Quality Score
Below Average
Bank of India Credit Risk Fund - Regular - NAV History (1Y)
Showing 1Y NAV history
Performance across different time periods
Cautious Entry Point
Fund shows concerning indicators. Exercise caution before investing.
Consider waiting for better market conditions or explore alternatives.
Cautious Entry Point
Fund shows concerning indicators. Exercise caution before investing.
Consider waiting for better market conditions or explore alternatives.
Key Factors Analysis
Alpha Generation
Outperformance vs benchmark
Management Stability
Fund manager experience
1-Year Returns
Recent performance momentum
Risk Assessment
Risk-adjusted returns
Cost Efficiency
Fund management costs
Long-term Track Record
Historical performance consistency
Fund Size
Assets under management
Equity Exposure
Market exposure level
Investment Timing Insights
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Disclaimer: Returns are illustrative and based on assumed rates. Mutual fund investments are subject to market risk. Please read scheme documents carefully.
Risk Metrics (3 Years)
Risk Level
| Company | Industry | % Assets |
|---|---|---|
| TREPS | Debt Others | 23.20% |
| Net CA & Others | Debt Others | 9.72% |
| Vedanta Ltd | Metal - Others | 9.54% |
| Nirma | Debt Others | 9.54% |
| Aditya Birla Real Estate Ltd | Construction - Factories / Offices / Commercial | 9.52% |
| JSW Steel Ltd | Steel - Large | 9.50% |
| Manappuram Finance Ltd | Finance - Large | 9.49% |
| Rashtriya Chemicals & Fertilizers Ltd | Fertilizers - Nitrogenous / Phosphatic | 4.83% |
| 360 One Prime | Debt Others | 4.77% |
| Nuvoco Vistas Corporation Ltd | Cement - Mini - North India | 4.74% |
Compare against Credit Risk Fund category average
Performance Summary
This comparison shows how the fund performs relative to the Credit Risk Fund category average. Positive values indicate outperformance, while negative values show underperformance.
Compare with similar funds in Credit Risk Fund category
Bank of India Credit Risk Fund - Regular vs Category Average
Similar Funds Comparison
| Fund Name | NAV | 6M | 1Y | 3Y |
|---|---|---|---|---|
| Invesco India Credit Risk Fund - Direct (Disc) | ₹2208.51 | 6.15% | 10.72% | 10.38% |
| Invesco India Credit Risk Fund - Direct (G) | ₹2192.15 | 6.15% | 10.72% | 10.39% |
| Invesco India Credit Risk Fund (G) | ₹1962.80 | 5.53% | 9.43% | 9.11% |
| Invesco India Credit Risk Fund (Discretionary) | ₹1962.19 | 5.53% | 9.43% | 9.11% |
| Invesco India Credit Risk Fund (IDCW-M) | ₹1441.52 | 5.53% | 9.43% | 9.11% |
| Invesco India Credit Risk Fund - Direct (IDCW-M) | ₹1183.20 | 6.11% | 9.80% | 9.99% |
| DSP Credit Risk Fund - Direct (G) | ₹55.12 | 12.83% | 22.81% | 15.44% |
| SBI Credit Risk Fund - Direct (G) | ₹50.46 | 4.84% | 8.89% | 8.66% |
| DSP Credit Risk Fund (G) | ₹50.38 | 12.40% | 21.88% | 14.54% |
| SBI Credit Risk Fund (G) | ₹46.64 | 4.49% | 8.18% | 7.96% |
Category Average Returns
Alok Singh
A seasoned investment professional with over 11 years of experience in equity research and fund management. Known for consistent performance and a disciplined investment approach focused on quality growth stocks.