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Best Banks and NBFCs for Loan Against Mutual Funds in 2025
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Top LAMF lenders include HDFC, ICICI, Axis, and Kotak among banks, and Bajaj Finance, IIFL among NBFCs—compare rates, fees, and LTV before borrowing.
Top lenders for Loan Against Mutual Funds (LAMF) in India include both banks and NBFCs. HDFC Bank offers 9.5–10.5% interest with quick online approval for existing clients. ICICI Bank provides 10–11% with an overdraft facility. Axis Bank charges 10.5% and supports flexible tenure plans. Kotak Mahindra Bank offers 10–10.75% and the highest loan-to-value (LTV) ratio of up to 80%. Among NBFCs, Bajaj Finance (11–12%) and IIFL Finance (11.5%) are preferred for speed. Compare interest rates, fees, and LTVs before choosing.