Applying for a loan against mutual funds typically begins with checking eligible schemes and portfolio value. Investors then authorize lien marking on selected mutual fund units held in demat or SOA format . Once pledged, lenders assess LTV eligibility and approve the credit limit. Funds are usually disbursed quickly, and interest is charged only on the amount utilized. Ongoing monitoring of portfolio value is required to avoid margin calls. Repayment can be made flexibly, depending on lender terms. Apply Now