Equity mutual fund investors who stayed disciplined with SIPs in 2025 were rewarded, as 18 schemes delivered more than 15% XIRR during the year so far, according to an ETMutualFunds analysis. Out of 282 equity funds tracked, 262 generated positive SIP returns, highlighting broad market participation despite volatility. Focused funds emerged as top performers, with SBI Focused Fund and I CICI Prudential Focused Equity Fund posting XIRR of 20.50% and 20.04%, respectively.