neutral
ECB flags AI, stablecoins and cyber-risk in its annual supervisory review
The European Central Bank (ECB) has highlighted growing vulnerabilities tied to artificial intelligence, stablecoins and cybersecurity in its 2025 supervisory review (SREP). While major euro-area banks remain well capitalised (average of 16.1% vs minimum 11.2%), the regulator warned that elevated valuations in AI stocks and concentrated exposures to tech and cyber incidents could heighten risk.
The ECB said it will conduct targeted risk tests in 2026 to assess how these non-traditional exposures may affect banking solvency and funding in stressed scenarios.
Tags:
- global
- financial_stability
Lemonde• By Harsh Ranjan
Explore:High Return Equity Mutual Fund
neutral
ECB flags AI, stablecoins and cyber-risk in its annual supervisory review
The European Central Bank (ECB) has highlighted growing vulnerabilities tied to artificial intelligence, stablecoins and cybersecurity in its 2025 supervisory review (SREP). While major euro-area banks remain well capitalised (average of 16.1% vs minimum 11.2%), the regulator warned that elevated valuations in AI stocks and concentrated exposures to tech and cyber incidents could heighten risk.
The ECB said it will conduct targeted risk tests in 2026 to assess how these non-traditional exposures may affect banking solvency and funding in stressed scenarios.
Tags:
- global
- financial_stability
Lemonde• By Harsh Ranjan
Explore:High Return Equity Mutual Fund
1 min read
80 words
ECB warns about AI-related risk concentrations, stablecoins and cyber exposure in banks’ 2025 review.
The European Central Bank (ECB) has highlighted growing vulnerabilities tied to artificial intelligence, stablecoins and cybersecurity in its 2025 supervisory review (SREP). While major euro-area banks remain well capitalised (average of 16.1% vs minimum 11.2%), the regulator warned that elevated valuations in AI stocks and concentrated exposures to tech and cyber incidents could heighten risk.
The ECB said it will conduct targeted risk tests in 2026 to assess how these non-traditional exposures may affect banking solvency and funding in stressed scenarios.
The European Central Bank (ECB) has highlighted growing vulnerabilities tied to artificial intelligence, stablecoins and cybersecurity in its 2025 supervisory review (SREP). While major euro-area banks remain well capitalised (average of 16.1% vs minimum 11.2%), the regulator warned that elevated valuations in AI stocks and concentrated exposures to tech and cyber incidents could heighten risk.
The ECB said it will conduct targeted risk tests in 2026 to assess how these non-traditional exposures may affect banking solvency and funding in stressed scenarios.
Tags:
- global
- financial_stability
- global
- financial_stability
- ai
- stablecoins
- banking