Thursday, December 25, 2025 News Archive

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US HELOC rates ease slightly amid year-end borrowing demand

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US HELOC rates ease slightly amid year-end borrowing demand
US HELOC rates slipped marginally as year-end demand persisted, offering borrowers slightly lower variable-rate borrowing costs.
Home equity line of credit rates in the US edged lower during the week, with the average HELOC rate declining to 8.12% from 8.25%. Variable-rate credit lines continued to attract interest as borrowers sought flexibility near year-end. The easing came as expectations of further Federal Reserve policy accommodation into 2026 influenced short-term borrowing conditions.
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Ripple gains regulatory clarity as SEC drops appeal

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Ripple gains regulatory clarity as SEC drops appeal
Ripple received regulatory relief after the SEC dropped its appeal, while a new Sui-linked ETF filing highlighted ongoing crypto product development.
Ripple Labs confirmed that the US Securities and Exchange Commission has dropped its appeal in the long-running XRP regulatory case. The development eases regulatory uncertainty around XRP sales following Ripple’s earlier $125 million settlement. Separately, Canary Capital filed for a Sui ETF designed to track the blockchain network’s token price, signalling continued product activity in digital asset markets.