Open-ended equity mutual funds recorded net inflows of about ₹29,900 crore in November, supported by stable SIP contributions near ₹29,400 crore. Retail participation remained consistent even as market valuations stayed elevated in several segments. Flows were broad-based across diversified categories, reflecting continued investor preference for systematic allocations amid shifting global and domestic market signals.

Hybrid mutual funds combine equity and debt in a single scheme, making them useful for investors who want to reduce risk without fully exiting equities. For someone holding an all-equity portfolio with high risk appetite, a gradual shift into aggressive hybrid funds can add stability. Allocating 20–30% to select aggressive hybrid schemes and keeping 70–80% in diversified equity funds can balance drawdowns while still participating in potential upside.