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LAMF vs Gold Loans: Choosing the Right Secured Borrowing Option
LAMF and gold loans both offer secured borrowing, but differ in collateral risk, liquidity, and operational convenience.
Secured loans such as gold loans and Loan Against Mutual Funds (LAMF) are often compared for short term borrowing needs. While gold loans depend on physical asset valuation and storage risk, LAMF leverages financial assets already held in demat or folio form. Interest rates for LAMF are typically competitive, and the process is fully digital. However, market linked collateral introduces volatility risk that gold does not face.Apply Now