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LAMF vs Personal Loans: Understanding Cost, Risk, and Flexibility
Compared with personal loans, LAMF offers lower interest costs and flexibility, though borrowers must manage market-linked collateral risks carefully.
When liquidity needs arise, many investors default to personal loans despite higher interest rates and rigid repayment schedules. Loan Against Mutual Funds (LAMF) offers a more cost efficient option by using existing investments as collateral. Since the loan is secured, interest rates are typically lower, and repayment flexibility is higher. Unlike personal loans, LAMF does not require liquidation of assets, preserving long term compounding benefits. Apply Now