neutral
4h agoSecured vs Unsecured Balancing Your Credit Diet for a Better Score
Credit mix remains a key but often overlooked component of your credit score. Lenders prefer to see both secured (home, auto, gold loan) and unsecured loans (credit cards, personal loans) in your profile.
Having only unsecured debt makes you look riskier. Introducing even a small secured loan can diversify your profile and push a marginal score closer to 750+.
A balanced credit diet signals maturity in debt management and positively influences your long-term score trajectory.
Discvr• By Sneha Pathak
Explore:Mutual Fund Screening
neutral
4h agoSecured vs Unsecured Balancing Your Credit Diet for a Better Score
Credit mix remains a key but often overlooked component of your credit score. Lenders prefer to see both secured (home, auto, gold loan) and unsecured loans (credit cards, personal loans) in your profile.
Having only unsecured debt makes you look riskier. Introducing even a small secured loan can diversify your profile and push a marginal score closer to 750+.
A balanced credit diet signals maturity in debt management and positively influences your long-term score trajectory.
Discvr• By Sneha Pathak
Explore:Mutual Fund Screening
about 5 hours ago
1 min read
73 words
A balanced mix of secured and unsecured credit improves your credit score by signalling responsible debt management and diversification.
Credit mix remains a key but often overlooked component of your credit score. Lenders prefer to see both secured (home, auto, gold loan) and unsecured loans (credit cards, personal loans) in your profile.
Having only unsecured debt makes you look riskier. Introducing even a small secured loan can diversify your profile and push a marginal score closer to 750+.
A balanced credit diet signals maturity in debt management and positively influences your long-term score trajectory.
Credit mix remains a key but often overlooked component of your credit score. Lenders prefer to see both secured (home, auto, gold loan) and unsecured loans (credit cards, personal loans) in your profile.
Having only unsecured debt makes you look riskier. Introducing even a small secured loan can diversify your profile and push a marginal score closer to 750+.
A balanced credit diet signals maturity in debt management and positively influences your long-term score trajectory.
Companies:
TransUnion CIBIL
Banks
Tags:
markets
credit score
markets
credit score
credit mix
secured loans
personal finance
Nov 8, 2025 • 09:27 IST