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Long-term crypto investing favors utility-led blockchain assets
Established cryptocurrencies with real-world payment utility, such as XRP, are being positioned as long-term holdings despite regulatory and market risks.
Digital assets remain early stage investments, but established cryptocurrencies with real world use cases continue to attract long term investors. With limited regulation still shaping market risks, analysts advise focusing on tokens tied to financial infrastructure rather than speculation. XRP has regained attention after the end of regulatory litigation involving . Used within the XRP Ledger and RippleNet, the token enables faster and cheaper cross-border payments than traditional systems like SWIFT, supporting regulated global transfers.