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Founders Turn to Personal Investments as Startup Funding Stays Selective
With startup funding selective, founders are exploring LAMF to raise short-term liquidity without selling investments or diluting equity.
As venture funding remains selective toward the end of 2025, startup founders are increasingly relying on personal financial resources to bridge short-term gaps. Instead of selling long term mutual fund investments, some founders are evaluating Loan Against Mutual Funds (LAMF) as a temporary liquidity solution. This approach allows them to raise capital without immediate equity dilution or forced exits.