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Emerging Fintech Reshaping How People Access Financial Services
Experts said emerging fintech tools are reshaping financial access while raising regulatory and consumer protection challenges.
Emerging financial technologies are transforming how individuals save, borrow, invest, and make payments, experts said at an Urban Institute discussion. Innovations such as digital lending, embedded finance, and data driven credit models are expanding access but raising concerns around consumer protection and regulation. Speakers highlighted the need for balanced policies that encourage innovation while ensuring financial stability, transparency, and inclusion as fintech adoption accelerates globally.