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Stable-coins move to centre-stage in payments architecture, says report

Stable-coins are becoming core to fintech payment systems as infrastructure evolves from speculation to enterprise payments.
On 3 November 2025, a report by PYMNTS highlighted that stable-coins are increasingly orchestrated in fintech payments systems, as businesses demand wallet-free, gas-free and abstracted crypto plumbing. The fintech payment stack is evolving from speculation-driven crypto to enterprise-grade payment rails, raising regulatory and infrastructure challenges globally. Growing usage of stable-coins in payments points to a structural shift in the crypto-ecosystem beyond trading.